You can assume a low interest rate loan between 2.25% to 3.75%. If you are a veteran with VA loan capabilities there are homes out there that have low interest rates that you can assume. All you need to do is pay the difference between the price of the home and the balance of the loan. I can explain the whole process.
This is a way to obtain the home you want but with a lower interest rate. There are ways to bring in the difference and I can help you with that as well.